Find your lane to working capital.
Caplane gets contractors, clinics, shops and service businesses funded fast, from $10K to $2M. Clear terms, a real person on your file, and no credit impact to check your options.
See what you could get
Three quick answers. No contact info, no credit check.
An estimate, not an offer. Your real number comes from a review of your bank statements.
Four lanes. One is yours.
Tell us what's going on in your business and we'll point you to the funding that fits, not just the one that's easiest to sell.
Working capital
Cash for whatever's next, sized to your sales. Paid back as your revenue comes in.
Learn more →FlexibleBusiness line of credit
A credit line you can draw on, repay, and use again. Only pay for what you use.
Learn more →Asset-backedEquipment funding
Buy the vehicle, machine or tools you need. The equipment backs the deal.
Learn more →Lower outflowRefinance & consolidate
Juggling more than one advance? Combine them into one payment that fits.
Learn more →From request to funded in three steps.
No branch visits, no stacks of paperwork, no runaround.
Tell us about your business
A one-minute request, then your last four months of business bank statements.
Get real options
A specialist reviews your file and lays out amounts, payments and total cost side by side.
Get funded
Pick what fits, sign online, and funds can land as soon as the same day.*
A funding partner that's actually on your side.
We work your file ourselves and match it with established funding partners, so you see real options, not just the easiest one to sell.
- Clear terms first. The amount, the payment and the total payback before you sign.
- Honest advice. If waiting or a smaller amount is better for you, we'll say so.
- One point of contact. The same person from first call to funded, and when you're ready for more.
Built for businesses like yours.
From job sites to front desks, every business gets paid on its own schedule. We work with yours.
Questions, answered.
Does checking my options affect my credit?
No. Starting a request with Caplane doesn't pull your credit. If a funder ever needs to check credit, you'll hear it from us first.
How much can I get?
Mostly on what comes into your account each month, how long you've been open, and what you're already paying on. Try the estimate at the top of this page for a rough range.
What do I need to apply?
About a minute to start, then your last four months of business bank statements.
How fast can I get funded?
Many files get a decision within about a day, and funding can arrive as soon as the same day after signing.*
Is there any cost to apply?
No. It's free to check, and you never have to take an offer.
Who funds my deal?
Caplane works with a network of established funding companies, and in some cases we participate in the deal directly.
Ready to find your lane?
It takes about a minute to start, and you're never obligated to accept.